First Time Buyer

The first of anything can be both exciting and nerve-racking; first day at school, first job, first car, your wedding day, first child and first house (just a few examples of many).

From the moment you start dreaming about purchasing your first home, we at Chestnut Mortgages are here to make the process less intimidating. Not only do we want to make sure you understand the process of getting a mortgage, but also come out the other end feeling confident about doing this again in the future. Purchasing your first property will potentially be the largest financial commitment you’re about to make, therefore getting the best advice and an adviser for life just makes sense.

We talk you through where to start, what your different options are (purchasing schemes, types of mortgages etc), help you obtain an agreement in principle followed by a mortgage offer, and even assist you with all the daunting legal paperwork that’s involved before you get your hands on the keys.

There are no limits to our service as we want to ensure you get to spend more time enjoying and planning what your new home will look like and what colour schemes to choose, instead of worrying about mortgage jargons and paperwork.

We will help you with your budgeting so that you know exactly how much each process will cost, not forgetting moving costs such as; final bills at your current home, moving vans and boxes, new council tax and bills etc.

Never be afraid to ask questions – we at Chestnut Mortgages strongly believe, you can never ask too many questions and there is no such thing as a ‘silly’ question.

Just remember, your home may be repossessed if you do not keep up repayments on your mortgage.