The first of anything can be both exciting and nerve-racking; first day at school, first job, first car, your wedding day, first child and first house (just a few examples of many).
The world, the market and life itself is ever changing and evolving. Even if you have bought once before or many times previously, moving home can always make you a little anxious.
Buy to Lets are properties purchased for the sole purpose of investment or business. These properties can be purchased in your personal name or in a Special Purpose Vehicle (SPV).
A Joint Borrower Sole Proprietor (JBSP) mortgage helps people purchase a property, with the support of a family member’s income on the application, when they don’t quite have the income or financial capacity to get a mortgage on their own.
We understand that being a contractor comes with a level of flexibility and independence that you wouldn’t usually enjoy in a permanent employed role, however, when it comes to looking for a mortgage, this can prove to be a bit strenuous.
Your home may be repossessed if you do not keep up repayments on your mortgage.